How It Works
When you need money but your credit score is bad, you are still able to fill out the inquiry form online. Then your request will be forwarded to a trusted lender. This way, we can help you find a lender who may be willing to accept your bad credit status. With a trusted lender for bad credit loans, you will get more information regarding your loan request. Here are the important steps regarding Urban Personal Loans’ service. Remember, you are under no obligation to accept any offer.
Getting Personal Loans
- By filling in an online loan form inquiry, you can find out if you are eligible for a bad credit loan.
- If you are pre-qualified, the lender might quickly send you a loan offer. You are under no obligation to accept any offer.
- If you agree to the terms of the loan, you can accept the offer.
- After you sign the contract, you will receive a payment schedule from your lender and the funds will be available to you. Remember that you can use the money for anything you need – it’s totally your choice.

More About Our Service
Consider all the help that Urban Personal Loans has to offer. We want you to have a pleasant experience in finding your direct lender.
Many Credit Types Welcome
We accept inquiry forms with any credit score. Whether your credit is bad or you have never had credit, you are still invited to check your qualification for bad credit loans.
Simple Form Inquiry
Using the best technology, submitting an inquiry for a personal loan is not as difficult and complicated as it may seem.
Safe & Secure Process
The online inquiry form is fully encrypted in order to keep all the sensitive information included in your loan request, secure and safe.
Do you have bad credit score?!
No matter why you need a loan, we understand that you don’t want to be left waiting for approval. Use our online loan form inquiry for a quick response from a trusted lender. Sometimes the money can be in your account within the next business day.
It is simple to get started. In fact, 5 minutes is enough to fill in your form inquiry and submit it to us. You should get a response from a lender regarding your request within minutes.
We understand how easy it can be to suddenly fall victim to a bad credit score. At Urban Personal Loans, we work with a third-party lender to help consumers find a suitable and attractive loan option. If you are looking for a quick solution and need money now, fill out our online form inquiry.