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UrbanPersonalLoans.com (the “Website”) is not a financial institution, lender, lending partner, loan broker, or an agent of a lender or loan broker. It does not make loans of any type and does not make any credit decisions. The Website is a free, no obligation service that collects personal information provided by you and share it with its marketing partners and their network of prospective lenders (“Prospective Lenders”). UrbanPersonalLoans.com receives compensation from its marketing partners and their lenders who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a “Lead” or “Leads”).
Providing your information on the website does not guarantee you will be approved for a loan or credit product. The information you submit on this Website may include your social security number, address, phone number, employment history, bank account information etc. This information is required by our prospective lenders; however, it is not an application. UrbanPersonalLoans.com does not accept loan applications, does not collect loan applications, does not sell loan applications, and does not assist in the loan application process in any way. Prospective lenders may ask for additional information as part of their application processes. UrbanPersonalLoans.com cannot and does not guarantee that a prospective lender will approve a loan in a certain amount or even that a prospective lender will approve you for a loan. These service and prospective lenders are not available in all states. In some cases, you may be contacted by a tribal lender.
(1) Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
(2) Form Inquiry processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing.
(*) Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges.