Fast And Reliable Bad Credit Loans

Our bad credit loans are the preferred personal loan option that can get you the cash you need, fast!

High-End Information Security
256-bit SSl Encryption
TLS Security Best Practices

What People Say

We strive to go beyond the finance industry norm and deliver exceptional, personalized service to our clients. expressbcl.com’s mission is to help people who need it most, and our systems, people & training allows us to be a medium sized business, yet still provide an exceptional service.

Services Available

Bad credit loans
Personal loans
Unsecured loans

Our Main Advantages

Urban Personal Loans is a free service that makes it faster and easier for consumers to get matched with different loan products. While there are many things that set Urban Personal Loans apart from its competitors, here’s what consumers should know about the Urban Personal Loans difference.

Friendly Service
Service

Urban Personal Loans provides a very helpful and friendly service.

Loans for Low
Credit Score

Urban Personal Loans has a reputation for working with customers with all sorts of credit score.

Simple Online Form

Submit your online form with Express Bad Credit Loan and receive an instant response.

We offer

Simple Online Form
Connect With A Lender Fast
Personal privacy
Free of Charge Service

Lenders offer

Fast & Easy Approval
Soft Credit Inquiries on Some Loans
Funding as Soon as the Next Business Day
No Pre-Payment Penalties on Most Loans

urbanpersonalloans.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network,

and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state.

Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly.