Fast And Reliable Bad Credit Loans

Our bad credit loans are the preferred personal loan option that can get you the cash you need, fast!

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About Urban Personal Loans

At Urban Personal Loans, we have experience helping good people who are short on funds. With times as tough as they are today, many people are in the same boat. Sometimes all it takes is a little extra cash to take care of urgent needs.

All you need to do to get started with a personal loan is send in your online inquiry form. Let us help you find the personal lender that can best fulfill your immediate cash needs. It won’t cost you a dime to send in a request and our service is without charge. Since it’s all free, what do you have to lose?

What can you do with the money when you get it? There are no restrictions, so you can spend it in whatever way you need. Do you have too many credit card bills? Go ahead and use the money to pay them off and consolidate them into one monthly payment. Do you need to repair your roof, spend money on medical expenses or go visit your mom across-state? The money is yours to spend in any way that you please.

Contact us today and let our customer service team help you get started. You’ll be glad you did!

Take Control of Your Money

No Hidden Fees

It's important for us that you know precisely how much everything costs and what you'll get. All fees and rates are written in the terms and conditions that you sign.

Speedy Approval

After sending in your online inquiry form requesting a personal loan, you'll find out quickly if you meet the basic credit criteria for instant loan approval.

Simple Process

We've made it super-simple to send in your inquiry form online. After you submit it, you won't wait very long to find out how much cash you qualify for.

Secure Process

With high encryption technology, we're able to keep your personal details secure.

Get Started!

Submitting an inquiry for a personal loan is not as difficult as it may seem.

We are waiting for you!

We are ready to help in finding a bad credit loan that suits you best.

Services Available

Bad credit loans
Personal loans
Unsecured loans

urbanpersonalloans.com (the “Website”) is not a lender or lending partner. It does not make loans of any type and does not make any credit decisions. Instead, the Website is designed solely to connect you with third-party lenders and marketers. The Website does not charge any fees for its service, nor does it oblige any user to initiate contact with any of the lenders or third parties or accept any loan product or service offered by the lenders. The data concerning short-term loan products and the industry is presented on the website for information purposes only. The Website does not endorse any lender, nor does it represent or is responsible for the actions or inactions of the lenders. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

By submitting your loan request form, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network,

and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. Every lender may perform a credit verification, whether it is a traditional or non-traditional verification. Don’t be misled by the term ‘No Credit Check Loans’. Loan approval is subject to meeting the lender’s credit criteria. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state.

Consumers may need to demonstrate ability to repay the loan. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly.